[GRAPHIC: Michael E. Plummer & Associates, plummerbankruptcy.com, This is an advertisement, Local 859-757-4603 / 513-436-0574, Toll Free 866-535-9728]
MICHAEL E. PLUMMER: Many people believe since the bankruptcy laws changed in 2005 that they're not eligible, that they're no longer permitted to file a bankruptcy, and that's simply not the case.
Chapter 13 is a reorganization of your debts. We can take those high interest credit cards and medical bills, for example, and discharge them as we do in Chapter 7. In Chapter 13, we wipe out that negative equity in your automobile. We can even void wholly unsecured second mortgages.
We can take those high interest auto loans, those high interest finance companies, we can take the IRS and work with them. We can take those mortgage arrearages when we get that foreclosure dismissed and give you three to five years to catch those up interest-free, penalty-free. Everything else we can put into one low monthly affordable payment.
SHAWN RYAN: We try to make sure that our clients understand that if something goes wrong in their Chapter 13 plan, they need to let us know so we can try to assist them into correcting whatever the problem is. We're their attorney for five years, for the entire life of the plan and as long as the client let's us know that they have a problem, a lot of times we can make an amendment to fix the situation.
MICHAEL E. PLUMMER: My office staff and I are here to help you. Don't wait, don't delay, pick up the phone and call and I will sit down and work with you and we will solve your problems.
[GRAPHIC: Michael E. Plummer & Associates, plummerbankruptcy.com, This is an advertisement, Local 859-757-4603 / 513-436-0574, Toll Free 866-535-9728]
