Practice Areas

Helping People in the Northern Kentucky — Cincinnati Area File for Personal Bankruptcy

We at the law office of Michael E. Plummer & Associates has helped tens of thousands of people file for bankruptcy. Regardless of where you live in the Tri-State area, or regardless of what kind of bankruptcy best meets your needs, we can help you understand your options and get you the relief you need.

OH Bankruptcy


From our office in downtown Covington, our attorneys have filed bankruptcy on behalf of thousands of people, including people in Cincinnati, West Chester, Batavia and throughout Southwest Ohio.  As a result of our experience, we have a complete understanding of how bankruptcy can help you. 


KY Bankruptcy


Many people in Kentucky are facing serious financial problems, perhaps due to the loss of a job, a divorce, expensive medical bills or simply bad luck. In times like these, you need to understand all of your options.


Chapter 7


All of us can run into serious financial problems at some point in our lives. The loss of a job, a serious illness or a divorce can cause major debt issues. It is important to understand that you do not have to take extreme measures to try to get out of debt. Rather, get a fresh start and file for bankruptcy.


Chapter 13


If you own a home or other substantial assets that you could be forced to give up in a Chapter 7 bankruptcy, Chapter 13 bankruptcy may help you get relief from crushing debt problems. Chapter 13 bankruptcy offers people a measure of flexibility that is not available in Chapter 7.


Property Rights

Bankruptcy Exemptions Will Protect Your Rights to Your Property  If you are thinking of filing for bankruptcy, you may have nightmares of strangers taking furniture or valued family heirlooms from your home.  We can tell you that these fears are unfounded.  Our lawyers and experienced staff have a complete understanding of the bankruptcy laws, and we will do everything within our power to help you keep your property.


Debt Consolidation

Debt consolidation also known as credit counseling, charge people a fee to negotiate repayment terms with your creditors. You would pay the debt consolidation agency a sum of money, which they would disperse to your creditors after taking their fee.  Generally speaking, if you are thinking about using a debt consolidation service to repay your debts, you should think again and contact us first.


Small Business

Your business is more than a financial investment. If you have spent years trying to grow your business, it can be devastating when that business is unable to continue. Depending on your needs, bankruptcy can help you terminate operations or reorganize your business debts.


Tax Return/Debt

One of the many types of debts that individuals seeking bankruptcy protection may have are tax debts. These are unpaid taxes for which the Internal Revenue Service (IRS) or state tax collection agency may be contacting an individual about. You may be able to have your tax debts discharged through bankruptcy and stop the harassment from tax collectors.


Affordable and Experienced • Call Michael E. Plummer & Associates Today

Call 859-581-5516 , toll free at 877-790-2233 or e-mail our bankruptcy lawyers to discuss your situation.

We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.