Affordable and Experienced • Call Michael E. Plummer & Associates Today

Call 859-581-5516 , toll free at 877-790-2233 or e-mail our bankruptcy lawyers to discuss your situation.

We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.

Please reload

Recent Posts

If a confirmed plan provides that the debtors will cure arrearages through the plan and maintain ongoing payments on a mortgage or long-term car loan,...

“I’ve Changed My Mind – I Want to Surrender My House”: What Effect Does Post-Confirmation Surrender Have on the Debtor’s Discharge?

August 24, 2016

1/1
Please reload

Featured Posts

Homeowner Can Become Target of Fraud Trying to Stop Foreclosure

November 30, 2015

The desperation felt by a homeowner trying to stop foreclosure in the wake of financial challenges can make that person an easy target for an unscrupulous mortgage lender. The sudden loss of income from unemployment or a pay cut associated with a lack of overtime or fewer hours worked can make it difficult to keep up with monthly mortgage payments.

 

One solution to high mortgage payments might be a modification of an existing mortgage. Loan modification programs offered by a mortgage lender could reduce the interest rate and principal balance paid by a mortgage borrower. 

 

Some Ohio homeowners became victims of a company that promised to obtain loan modifications for them. The unsuspecting borrowers were led to believe that the company was actually a law firm. The attorney general in Ohio has filed a lawsuit against the company for taking money from consumers seeking relief from their financial challenges and failing to deliver anything in return.

 

When repossession and foreclosure become a part of an individual’s life, there are legitimate ways to stop foreclosure and prevent repossession. Filing for bankruptcy might be one option that is available, but determining the best method for helping someone to overcome financial challenges depends upon the person’s overall financial situation. What works for one person might not work for everyone.

 

A consultation with a committed bankruptcy attorney is a good place to start when the threat of foreclosure first becomes apparent. Consistently late or missed mortgage payments is a sign that a homeowner should take as signaling that it is time to get legal advice before things become worse and theforeclosure process moves further along.

Please reload

Follow Us
Please reload

Search By Tags
Please reload

Archive
  • Facebook Basic Square
  • Twitter Basic Square
  • Google+ Basic Square